THE FINANCIAL PLATFORM FOR MODERN BUSINESS

Money in. Money out. Everything between.

Accept payments online and in person, hold balances, issue cards, pay anyone, one account, one ledger, one honest fee schedule. Take your first payment today; grow into the rest without switching platforms.

No setup feesPayouts to your bank3-D Secure on every card payment
BFikeloLIVE

Good morning, your business today.

BALANCE$9,240available now
PAID IN · 7D$34,500↑ 18%
SUCCESS98.7%1,245 payments
Payment link · Order #1042$6,200PAID
Card sale · Terminal, Lekki store$184SETTLED
One account, every railHonest pricing, no lock-inEvery movement double-enteredBuilt and operated by Fikelo
EVERYTHING MONEY, ONE ACCOUNT

Everything money does, on one set of books.

Start with a payment link. End up running your whole money life here. Each lane below is the same account, the same ledger, the same dashboard.

Accept payments

Cards, wallets and local methods online, checkout, short fikelo.com payment links, invoices and subscriptions that settle into one balance.

Explore accepting →

Point of sale

Sell in person with a card reader or just your phone, tap to pay, QR, cash recorded, shifts and receipts in the same books.

See the POS →ROLLING OUT

Accounts & balances

Hold money in named balances, spin up virtual accounts for collections, and see every movement in a real double-entry ledger.

WITH PARTNERS · COMING

Send money

Pay staff, vendors and partners, bank payouts, batches and cross-border transfers from the balance you already hold.

WITH PARTNERS · COMING

Cards for your team

Issue spend cards with limits and live controls, so company spending happens on company money, never a founder's personal card.

ROLLING OUT

Capital & more

Working-capital offers from licensed lending partners, inside your dashboard, priced off your real revenue. Fikelo is never the lender.

WITH PARTNERS · COMING
ONE LEDGER, A WHOLE BUSINESS

Money is where it starts. Not where it ends.

Most platforms hand you payments and wish you luck with the rest. Fikelo ships the rest, a store, a website, back office, video, growth, and every one of them reads and writes the same ledger your sales do. One account. One balance. One bill.

Store

Sell digital products on your own storefront. Paid here, delivered instantly, settled to this balance.

See Store →

Sites

A website AI drafts in a day, with Pay with Fikelo built into its order flow from the first click.

RESTING

ERP

Stock, staff and books that never re-type a number, an order is "paid" because this ledger says so.

RESTING

Stream

Host and sell video with clean fikelo.video links. Members-only playback, paid views settle here.

RESTING

Ads & Publishers

Spend to grow, earn from your traffic, one wallet funds campaigns, one payout pays your pages.

RESTING

Workspace & Mail

Company mail on your own domain, files, docs and meetings, billed on the same invoice as the money.

Open Workspace →
WHY THIS WORKSEvery product above needs payments anyway, so here they arrive pre-wired: two clicks to link, one identity behind them, and Fikelo Analytics reading it all as one story.
Start anywhere, end connected. Open a store first, or a site, or just take a payment, whichever door you choose, the rest of the estate is one click away and already speaks your ledger.
PAY WITH FIKELO

The button is the feature.

"Pay with Fikelo" is how customers pay on any site we power, one click, 3-D Secure, receipt in seconds. It is a feature of the platform, not another brand to remember.

Step-up confirmation on every payment, passkey or device, never SMS codes
Signing in proves who you are; moving money always takes a fresh confirmation
Clear disclosures and an honest fee schedule, stated before you pay
AI Every payment is screened against sanctions lists and your own rules, decisions explained in plain language, appealable
CHECKOUT · PAY.MERCHANTDOMAIN.COM

Adire Studio Lagos

$86.00
4242 4242 4242 4242
08 / 29
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Secured by Fikelo · 3-D Secure

SIMPLE, HONEST PRICING

Start free. Pay as you grow.

A free account to get going, one clear rate per payment, and no charge at all on money that never moved.

Create a free accountSee the breakdown